Vehicle Fraud Claims We Pursue
Lemon Law Claims (NJ Lemon Law & Federal Magnuson-Moss)
New Jersey's Lemon Law provides strong protections for consumers who purchase or lease defective vehicles. If your vehicle has a substantial defect that the dealer has failed to repair after a reasonable number of attempts, you may be entitled to a replacement vehicle, a full refund, or monetary damages — plus attorney's fees.
Dealer Fraud & Misrepresentation
Dealers who misrepresent a vehicle's history, mileage, prior accidents, or condition violate the New Jersey Consumer Fraud Act. We pursue claims against dealerships that rolled back odometers, concealed salvage titles, failed to disclose prior accidents, or misrepresented certified pre-owned status.
Spot Delivery & Financing Fraud (Yo-Yo Sales)
Some dealers allow customers to drive off the lot before financing is finalized — then call days later claiming the deal 'fell through' and demanding a higher rate or additional down payment. This practice, known as 'yo-yo' or 'spot delivery' fraud, violates the NJ Consumer Fraud Act and federal Truth in Lending Act (TILA).
Add-On & Fee Fraud
Dealers sometimes charge for products or services the consumer never agreed to — including unwanted extended warranties, paint protection packages, GAP insurance, or documentation fees far exceeding actual costs. These unauthorized charges may constitute consumer fraud under New Jersey law.
NJ Consumer Fraud Act (CFA) Claims
The New Jersey Consumer Fraud Act is one of the strongest consumer protection statutes in the country. A successful CFA claim entitles the consumer to treble (triple) damages plus mandatory attorney's fees — meaning dealers who commit fraud can be required to pay three times the harm they caused, plus your legal costs.
Warranty Disputes & Breach of Contract
When a dealer or manufacturer refuses to honor a warranty, we pursue breach of contract and warranty claims in New Jersey Superior Court and, where applicable, federal court. We also handle disputes arising from service contracts and extended warranty agreements.
Vehicle Fraud FAQ
What is the New Jersey Lemon Law and who does it protect?
The New Jersey Lemon Law (N.J.S.A. 56:12-29 et seq.) protects consumers who purchase or lease new vehicles that have a substantial defect covered by the manufacturer's warranty. If the defect substantially impairs the vehicle's use, value, or safety and the manufacturer or dealer has failed to repair it after a reasonable number of attempts (generally three or four), the consumer may be entitled to a replacement vehicle or a full refund.
Does the Lemon Law cover used cars?
The NJ Lemon Law primarily covers new vehicles. However, used vehicle buyers are protected by the NJ Used Car Lemon Law (N.J.S.A. 56:8-67 et seq.), which applies to used vehicles sold with a warranty by a licensed dealer. Federal protections under the Magnuson-Moss Warranty Act may also apply to used vehicles sold with written warranties.
What can I recover under the NJ Consumer Fraud Act for dealer fraud?
A successful NJ Consumer Fraud Act claim entitles you to: (1) treble (triple) damages for any ascertainable loss; (2) mandatory attorney's fees and costs; and (3) any equitable relief the court deems appropriate. This means the dealer may be required to pay three times the amount you lost, plus your legal fees — making it economically viable to pursue even smaller claims.
What is 'yo-yo' financing fraud and what are my rights?
Yo-yo financing occurs when a dealer lets you take delivery of a vehicle before finalizing financing, then contacts you days or weeks later claiming the deal was not approved and demanding you return the vehicle or accept worse terms. In New Jersey, this practice may violate the CFA, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). You have the right to enforce the original contract terms.
The dealer didn't disclose that the car was in an accident. Do I have a case?
Potentially yes. Under the NJ Consumer Fraud Act, dealers have an affirmative obligation to disclose material facts about a vehicle's condition, including prior accidents, frame damage, flood damage, and salvage title history. Failure to disclose these facts — or active concealment — may constitute consumer fraud, entitling you to treble damages and attorney's fees.
How long do I have to file a consumer fraud claim in New Jersey?
The statute of limitations for NJ Consumer Fraud Act claims is generally six years from the date of the fraudulent act. However, it is important to act promptly — evidence can disappear, witnesses' memories fade, and some federal claims have shorter deadlines. Contact us as soon as you suspect fraud.